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Vehicle Insurance

The brokers at Caiger-Watson Insurance Brokers strive to have a relationship with our clients. The questions we ask when we insure a car or truck are designed to get to know you and your vehicle. We explain what coverage the sections of the policy provide. Ontario has a very comprehensive accident benefits section which needs to be customized for each policy. We take the time to go over the basics provided in all policies and what you might need for optional benefits.

In our conversation with you we also determine what discounts apply to you and what extra “endorsements”, or additional coverages, you may require to be properly insured.

A few of the discounts that may apply are:

  • Mature
  • Property Insured
  • Family Member
  • Multi Vehicle
  • University Student
  • Conviction Free
  • Loyalty
  • Drivers Education

And what if you have had a run of bad luck and don’t fit in the regular auto insurance market?

High Risk Auto

Not everyone is a preferred, claims free and conviction free driver. You may have had a run of bad luck, but we still have choices for you.

Rest assured that you will receive the same thorough review of your needs including customizing of your accident benefits coverage.

You would be a valued client and we wish to serve your insurance needs.


As many bikers know, Caiger-Watson Insurance Brokers is a well-respected motorcycle insurance provider. Jevco is now part of the Intact Insurance family. We represent Intact for all types of insurance, and, now for motorcycle insurance as well.

Let us have the opportunity to review your motorcycle insurance requirements and offer you a competitive rate with the coverage that suits your needs.


Whether you have your ATV for playing or to assist around the farm we have a policy for you. Do you have a 4wheeler, Argo or side by side like a Mule, Ranger, Gator etc.? We have a policy for whichever type you have chosen.

If we insure your farm or home or car you may be eligible for a multi policy discount on your ATV.

Our brokers would be pleased to review your ATV’s use and insurance needs.


Gone are the good old days when our winters were snow laden and we could hop on our machines any day after work and use the trails in our area. We appreciate that you have a lot invested in your machine and that you are getting limited trail time. Many of us have to trailer our machines to Quebec or Northern Ontario to ride. Therefore, it is more important than ever that you review your insurance policy needs.

Our brokers welcome your call to discuss your options.

Motorhomes and Travel Trailers

You bought your motor home or travel trailer to have relaxing, fun-filled experiences. Why not start off with a great insurance policy?

We can cover your motor home, cabin trailer, tent trailer, fifth wheel or camp model trailer in a comprehensive package that includes:

  • Emergency Vacation Expense/ Loss of Use rental of a replacement unit. With this coverage your holiday does not have to be interrupted after you have had a mishap with your vehicle.
  • Waiver of Depreciation on new units
  • Personal contents in the unit
  • Liability, collision, comprehensive coverages
  • Why buy online when you can have the services of a knowledgeable broker and a policy at a super price?

Boat Insurance

It can be very difficult to know what to look for in terms of coverage when you’re looking for a new Boat insurance provider. At Caiger-Watson Insurance Brokers we can help you through this by building an open communication relationship while at the same time, providing you with any information you might need about Boat insurance in Ottawa.

Whether your watercraft is an aluminum fishing boat, a personal watercraft (AKA Jet Ski), bass boat, pontoon, runabout, cruiser or yacht, we can shop for your insurance.

Quotes will be provided quickly.

Other options for smaller boats are to insure them on your homeowner policy. Let us quote your home, auto, and watercraft for package discounting.

Contact Us for More Info

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    Phone 613-521-4143
    Fax 613-521-4722

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    1050 Morrison Dr.
    Suite 300
    Ottawa, ON.
    K2H 8K7